A New York non-profit organization offering easy, flexible debt reduction solutions as well as debt consolidation, credit counseling and credit repair. Atlantic Credit’s debt reduction program will save you money.
A New York non-profit organization offering easy, flexible debt reduction solutions as well as debt consolidation, credit counseling and credit repair. Atlantic Credit’s debt reduction program will save you money.
To obtain copies of your credit report for personal use, contact the agency directly with the information provided.

Experian
PO Box 2104 Allen, TX 75013-2104
(888) 397-3742

Equifax
PO Box 105873 Atlanta, GA 30348
(800) 685-1111

TransUnion
PO Box 390 Springfield, PA 19064
(800) 916-8800

You will be provided a copy of your credit report, usually for a fee of $9.00 per copy, unless you have been denied credit within the last 60 days. Credit bureaus are required by law to provide you with a FREE copy if you have been denied credit within this time period. Note: you may only obtain a free copy if the creditor sent the inquiry to any particular credit bureau.

Experain, Equifax and TransUnion are three entirely different companies. Different companies report your credit to different credit bureaus. Some report to all three. You need a copy of all three of your credit reports to make sure they are all reporting accurate information about you.
 

A New York non-profit organization offering easy, flexible debt reduction solutions as well as debt consolidation, credit counseling and credit repair. Atlantic Credit’s debt reduction program will save you money.
 

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Atlantic Credit Foundation, Inc.  a 501(c)(3) Not-For-Profit Company
3 Glen Hill Court Dix Hills, NY 11746
 Licensed by the New York State Banking Department